Quantitative Planning Tools

Mutual Fund Calculators

Comprehensive Indian mutual funds calculator suite for monthly SIP, Step-Up SIP, one-time lump-sum returns, SWP withdrawal longevity, inflation-adjusted goals, and FY 2026-27 after-tax wealth using true effective-annual CAGR.

Knowledge Centre

SIP Parameters

Monthly Investment₹25,000

₹1,000₹1,00,000₹2,00,000

Investment Horizon10 Years

1 Year15 Years30 Years

Illustrative Annual Return (Effective CAGR)12% p.a.

Uses exact monthly equivalent rate (1 + CAGR)^(1/12) − 1 so 12% CAGR equals a true 12% effective annual yield (not nominal r/12). Illustrative only.

Tax Bucket (FY 2026-27)

Inflation (6% p.a.)

Slab Rate (for Debt/STCG)

Projected Wealth Accumulation (Pre-Tax, After-Tax & Real)

Invested Principal₹30,00,000

Estimated Wealth Gain₹26,00,897

Pre-Tax Maturity Value₹56,00,897

Net After-Tax Corpus (FY 2026-27)₹52,79,030Est. tax: ₹3,21,867 (5.81% post-tax CAGR)

Real Purchasing Power (Today's ₹)₹29,47,783Adjusted at 6% p.a. inflation (-0.18% real CAGR)

Principal: 54%Compounded Gains: 46%

Want to model annual salary increments?

SIP & Step-Up Mutual Funds Calculator

Learn how to invest in mutual funds steadily via monthly SIPs or salary-linked Step-Up increments across Equity, Hybrid, Index, and Gold mutual funds, adjusting projections for inflation and Income-tax Act, 2025 capital gains.

Compare Mutual Funds & SWP Sustainability

Before modeling a 12% equity or 7% debt assumption, compare mutual fund performance, Sortino ratios, and maximum drawdowns across 56 AMCs in the AMFI scheme universe.

Open Mutual Fund Screener

Post-Tax LTCG, Gold & Overseas Fund Rules

Estimate 12.5% Equity LTCG above ₹1.25 lakh, 20% STCG, and slab-rate tax for specified Debt funds or international mutual funds, plus CAMS FIFO tax-harvesting savings.

Read Knowledge Centre Guides

Mathematical Simulation Notice: Projections are illustrative and assume constant compound annual growth rates. Actual mutual fund returns fluctuate with underlying market valuations. Read all scheme related documents carefully.